Accidental contamination and malicious tampering of food products causes restaurants to lose millions of dollars, or worse go bankrupt and never re-open for business. These risks are not covered by general liability and effect not only individual restaurants, but also groups of franchisees trading under the same name as the individual restaurant location where the contamination incident occurred.
The policy offers business interruption coverage back to pre-incident sales and also covers brand name rehabilitation costs. Numerous other additional expenses are covered, including recall costs, incident expenses and crisis management advice. Coverage is available to restaurants of any size and single or multi-location enterprises, including corporate or individually owned franchised restaurant brands.
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Underwriting Manager, Restaurant Recovery
Sr. Vice President, Business Development